In Gilroy, building permits come from the city's Building Division, which issues them for renovation work, so whether your insulation job needs one is its call. I check with them about your address before we set a start date, because work started without a needed permit can sit on hold until it's brought under the current rules. If a permit is needed, we take care of the paperwork and set up the inspections, and the start date follows from that. The city also requires a business license from every business working in Gilroy, including ones based outside it, so it's fair to ask any contractor about that, us included.
Gilroy is a longer drive for us than Rio del Mar or Watsonville, so we have the crew and materials lined up before we head over instead of making extra trips. What moves your price is the size of the attic or crawl space, how tight it is to work in, how much old insulation has to come out, how many gaps need sealing and whether foam or loose fill is the right call. The schedule turns on the permit, if there is one, and on removal, since hauling out soaked or dirty material adds a step. Your own number comes in the written estimate after I've looked at the space.